Effective Date: December 18, 2025

1. Introduction

Welcome to Lantern Financial. Since 1993, Lantern Financial has been Southern California’s leader in small business loans. We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner.

This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website or use our services.

2. Information We Collect

We may collect the following types of information:

a. Personal Information

Information you voluntarily provide, including but not limited to:

• Full name

• Email address

• Phone number

• Business name and details

• Loan-related information submitted through forms

b. Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address

• Browser type and version

• Pages visited and time spent on the site

• Device and operating system information

c. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience, analyze website traffic, and improve our services.

3. How We Use Your Information

We use your information to:

• Respond to inquiries and loan applications

• Communicate with you about our services

• Improve website functionality and user experience

• Analyze usage trends and performance

• Comply with legal and regulatory obligations

4. Sharing of Information

We do not sell your personal information.

We may share information with:

• Trusted service providers assisting with website operations, analytics, or communications

• Financial and lending partners when necessary to process loan-related requests

• Legal or regulatory authorities when required by law

All third parties are required to maintain the confidentiality and security of your information.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no online transmission or storage system can be guaranteed to be 100% secure.

6. Your Privacy Rights (California Residents)

If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA), including the right to:

• Request access to the personal information we collect

• Request correction or deletion of your personal information

• Opt out of certain data-sharing practices

To exercise these rights, please contact us using the details below.

7. Third-Party Links

Our website may contain links to third-party websites. Lantern Financial is not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies separately.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

10. Contact Us

xIf you have questions or concerns abxwout this Privacy Policy or how we handle your data, please contact us:

Lantern Financial
📍 13701 Riverside Dr., 3rd Floor, Sherman Oaks, CA 91423
📞 1-800-504-0100