Those of us who run a business know how vital a dependable credit facility is. We borrow to take advantage of opportunities in the marketplace. We had a business owner come to us because one of his competitors was going out of business and he was able to purchase the entire stock of his competitor and turn a nice profit because Lantern Financial was there with the necessary funds. That is what we do. One of your tenants skipped after doing damage to one of your rental units. You may have a prospective tenant but need cash for paint, carpet, new drapes and a new sink. Lantern Financial will get you the money to completely renovate the unit in as little as 7-10 business days. That is what we do. You’ve got four grown sons and three stores. You need money to open a fourth store. That is what we do. No matter how small or large your business is, at some point you may need a loan. When that happens, call Lantern Financial. If you have equity, we have a loan for you. We are, “The YES we can” company. You may own a small café and need additional space. The store next to you has become vacant. With enough money you could buy it and expand. That is what we do. The IRS slapped a $750,000 tax lien on your business but your house has equity. Yes! You can use your own residence for a business purpose loan. And, Yes! we can get the IRS off of your back so you get back to making money again. That is what we do.

These were examples of real situations. Business people who saw an opportunity and with Lantern Financial turned adversity into profits. And “Yes we can” do it for you too. If you have equity we have a loan for you.

Loan Products

Property Types

    • Mixed Use Properties
    • Places of Worship
    • Industrial Warehouses
    • Convenience Stores
    • Warehouses
    • Single Family
    • Retail Shopping Centers
    • Strip Centers
    • Automotive/Gas Stations
    • Retail/Mixed Use
    • Rehabs/Flips

Loan Types

  • First Trust Deeds
  • Second Trust Deeds
    (case by case)
  • Partially Amortized
  • Interest Only
  • Fully Amortized

Program Guidelines

  • Flexible Credit Underwriting
  • No set debt coverage ratios
  • No upfront fees
  • California Only
  • Business purpose loans
  • Probate Loans
  • Loans from $35,000 to $1,500,000
  • LTV’s up to 60%
  • 1 Day Approvals
  • Fast Funding, Emergency Loans Available in Less Time

Mortgage Loan Calculator

Amortization Calculator
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Yelp Reviews

Yelp Reviews
  • o - Borrowers

    Lantern Financial

    10 reviews
  • user 60 square - Borrowers

    Gabriel D.

    I have had dealings with Lantern Financial on two separate occasions and found them be very professional and helpful.  Both loans were "non-traditional" loans, and the banks were not willing to even look at them. Everyone at Lantern was supportive and encouraging during a high stress time in my life.  I would like to personally thank Ken and Danielle for their kindness and great customer service.  I highly recommend their company, especially when other avenues have failed.
  • user 60 square - Borrowers

    Mike D.

    Thank you for all of your help!!! Lantern Financial really made this experience easy!! I would recommend them to anyone!!!! THANK YOU!!!
  • 60s - Borrowers

    Gitte J.

    Lantern Financial were recommended to me through my current lender when I was looking to refinance. At first I was a little nervous going through the transaction, but everything went smooth and after the book! Danielle was very helpful and answered all my questions with a smile.
    Will definitely recommend Lantern Financial to friends and family.
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Frequently Asked Questions

Loan Inquiry

CALL A LOAN EXPERT NOW 1-800-504-0100