Loan Products

Since 1993 Lantern Financial has been California’s leader in Real Estate Lending.

Our Services

Loan Products

At Lantern Financial, we offer a diverse range of flexible loan programs tailored to meet a broad spectrum of property and business needs. Whether financing mixed-use developments, retail centers, warehouses, places of worship, or single family properties, our solutions are structured to support growth and opportunity.

Our programs include first and second trust deeds, interest-only options, partially and fully amortized loans – all delivered with competitive terms, streamlined approvals, and dependable service. We move efficiently, so you can access the capital you need, exactly when you need it.

Property Types

Mixed Use Properties

Places of Worship

Convenience Stores

Warehouses

Single Family

Retail Shopping Centers

Strip Centers

Automotive

Retail/Mixed Use

Office Buildings

Loan Types

Interest Only

Partially Amortized

Fully Amortized

Second Trust Deeds (case by case)

First Trust Deeds

Program Guidelines

Flexible Credit Underwriting

LTV’s up to 60%

No upfront fees

California Only

Business purpose loans

Probate Loans

Same Day Approval

No set debt coverage ratios

Loans from $50,000 - $2,000,000

Fast Funding