Kenneth A. Carmona has over 40 years experience in mortgage lending and foreclosure administration. His past employment positions include, Executive Vice President of PacificAmerica Money Center, Executive Vice President of Presidential Mortgage Company, Executive Vice President of Pacific Thrift and Loan Association, President of Consolidated Reconveyance Company (CRC), President of Consolidated Reconveyance Company of Washington (CRCWA), and President of Lenders Posting and Publishing Company (LPPC).

As President of Consolidated Reconveyance Company, he was instrumental with the administration of over 30,000 modifications, workouts, forbearance and foreclosures and the complex issues, that arose from these proceedings. In 1998 he sold the Consolidated Reconveyance Companies (CRC, CRCWA, LPPC) to Chicago Title and Trust Company.

Mr. Carmona received his Bachelor of Science Degree in Finance with a Real Estate Specialty in 1980 from California State University, Northridge. He is a California Licensed Real Estate Broker. He has been involved with loan workouts, loan sales, and loan purchases and has orchestrated many bulk sale and acquisitions with institutional lenders and the FDIC.

In December 2001, Ken joined Lantern Financial Corporation. Since then, he has led the growth of Lantern Financial becoming a Leader in Real Estate Lending throughout California.

Ken is active in the community. He served on the Dean’s Council of Business Advisors at California State University. He is the past Chairman of the Board and a past Director for the Morrison Ranch Homeowners Association and a past Director of Los Angeles Sephardic Home for the Aging (LASHA).

Other past Director positions included California Trustee Association, California Association of Thrift and Loan Companies and PacificAmerica Money Center.